This has the potential to be beneficial. However, in many cases, proper affordability checks to determine whether the customer can truly afford an increase in their credit limit have not been performed.

As a result, accounts go into default and charges are incurred. Customers with good credit are now struggling to keep up with payments under the new limit.

Even if payments are made on time, customers may still struggle to pay priority debts or be forced to take out additional lending to meet their monthly credit card payments.

If this sounds familiar, please take a moment to complete and submit our simple inquiry form. You could be eligible for a cash settlement, just like the thousands of people we've helped get compensation.

2 Easy steps to file a claim:

1. Fill out our form below
2. Send a copy of your credit file and bank statements

We will review your documents and write a compelling claim for you.

Please note that these documents will be disposed after the claim has been completed for security purposes.

Making a complaint to the Financial Ombudsman Service

In some cases, the claims submitted to your credit provider can be rejected. In this situation, we will assist you to progress your complaint and be reviewed by the Financial Ombudsman Service. If they believe you have been treated unfairly, they will request a refund from your credit card company, in full or in part.

We will be with you throughout the entire process.